U.S. Debt & Credit Solutions ("USDCS") continually observes the following laws and federal regulations and strives to provide all consumers and clients with the latest in consumer knowledge concerning the Bankruptcy alternatives industry.

1. Pursuant to 15 USC, Subchapter I,§§ 6801-6809, inclusive, also known as the Gramm-Leach-Bliley Act, USDCS observes the protection of non-public personal information. To view the full act please see http://www.ftc.gov/privacy/glbact/glbsub1.htm.
   
   
2. Consumers and Clients should be aware that USDCS Firm cannot guarantee the actions of any creditors and USDCS does not speak on behalf of creditors. USDCS represents that it cannot cease or stop any legal remedy available to any creditor in the event said creditor refuses to accept a settlement amount or reduced debt amount. USDCS shall put forth its best efforts to reach a favorable outcome on the Client's behalf.
   
   
3. USDCS does not represent any outcome of any Client’s personal credit report and further acknowledges that creditors may report derogatory or adverse information on the Client's personal credit report as a result of non-payment of debts as originally contracted with creditors.