Credit Card Pay Off Options has been assisting clients nationwide since early 1998.

Our professional staff has been in the credit and collections industry for over 32 years in combined management staff experience.

Our firm maintains in house legal staff as well as the most highly qualified credit resolution specialists and professional debt negotiators in the field today. All of our staff members have advanced professional degrees with superior client advocacy skills.

We offer three main areas of professional services:

1. Consumer debt settlement, debt negotiation and debt mediation.
   
   
2. Small Business debt settlement, debt negotiation, debt mediation and informal debt re-organization plans.
   
   
3. Specific creditor/debtor legal consulting and development of strategies to preserve assets.